Recognized by News Magazine as one of the top 200 lenders in American Jay Richardson was named to Scotsman Guide's top 1% of lenders in the United States, Jay is ranked by Mortgage Executive Magazine as a top 1% Originator in America.
"As an expert in mortgage loan advice and guidance since 1998, I specialize in helping purchase and construction clients with their unique home mortgage situations. I have lived in the Washington, DC ,area for more than 28 years, though friends would say that I still consider myself a Yankee, as I grew up in Western New York State. At the time that I moved to the DC area, I only had two goals: to move to a warmer climate and to follow my college sweetheart to wherever she landed her first job. That same sweetheart ended up marrying me and we have enjoyed more than 27 wonderful years together. We call Fairfax Station our home, with our two children and two dogs.
On any given day of the week, you might find me participating in the local “old guy” basketball leagues, traversing the local mountain bike trails, or enjoying any activity that is outdoors. My wife and I stay busy participating in our children’s activities. We have relished the fact that we are part of this community and we get to participate in all the events and opportunities that come with life in Northern Virginia. I’ve been fortunate along the way to have had great professional mentors and coaches. Each day is a gift and a great privilege to continue to serve my community and support my referrals from past clients and the friends who are financial professionals, realtors, and builders.
I offer the most competitive mortgage interest rates and flexible loan programs. My clients tell me that they like my “no closing cost” loan options. The low rates, flexible loan options, and thoughtful mortgage advice is what separates me from the many other highly qualified loan officers in the DMV."